In 2014, Thomas Piketty published Capital in the Twenty-First Century. In Chapter 4, I briefly described some arguments and data found in the book and attempted to avoid over-simplification of his work namely reducing it to the oft-repeated formula R>G. I also attempted to construct a connection between inequality of capital and income and the financial services system. Although financial systems appear agnostic toward distribution, nevertheless, they serve as the instruments through which capital and income are distributed. More importantly they serve to augment wealth of the wealthiest individuals and institutions. In 2019, Piketty followed his magnum opus, with another equally detailed and researched work entitled "Capital and Ideology".